Financial Planning

Within the Minc Financial Services network a number of advisors are accredited to provide comprehensive financial planning advice.  In an ever changing financial environment, we can assist you to achieve your financial goals in the following areas;

Wealth Creation Strategies - Such strategies can include regular savings plans, salary sacrifice strategies into superannuation and geared investment strategies.  

Wealth Protection Strategies - While it is preferable to plan for success, it is also equally important to plan for the unforeseen.  In this respect, we can assist with all forms of personal insurance including life cover, total and permanent disability, trauma and income protection insurance.  Not being aligned with any one insurance provider enables the right policy to be selected for you.

Taxation - Minimising tax is part of any wealth creation strategy.  While we are not tax advisors, many of our strategies have taxation advantages associated with them.

Superannuation - With a strong focus on Self Managed Superannuation, we can provide advice on how to best structure your superannuation in a cost effective manner. Advice provided can include reviewing existing superannuation arrangements, establishing the type of superannuation fund that is appropriate for you, providing advice on contributions, formulating the investment strategy, providing ongoing investment advice, organising income streams and ensuring your fund ultimately benefits your beneficiaries.  

Social Security - Whether approaching retirement or in retirement, we can assist in structuring your affairs to achieve your maximum social security entitlements.  In addition, we can assist in liaising with relevant Government Departments.

Estate Planning - We can assist in a number of areas to ensure that your wealth is ultimately passed to your beneficiaries in a tax effective manner for their future benefit.

All financial planning strategies take into account your current financial circumstances, your tolerance to risk and future financial goals and objectives.

For further information about how we can assist you with your financial planning needs please contact your Minc Financial Services advisor.